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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,925 | $115,225-92.3% | $100,712-91.1% | $138,895-93.6% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 7.39% | 40.35%-33.0pp | 33.27%-25.9pp | 145.39%-138.0pp |
| Employer contribution / active EE | $665 | $2,771-76.0% | $2,313-71.2% | $4,194-84.1% |
| Participant deferral / active EE | $2,660 | $4,699-43.4% | $4,085-34.9% | $6,396-58.4% |
| Admin fee / account holder | $7,404 | $10,844-31.7% | $9,256-20.0% | $12,562-41.1% |