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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,759 | $174,379-9.0% | $152,093+4.4% | $138,895+14.3% |
| Participation rate | 90.9% | 81.6%+9.3pp | 77.8%+13.1pp | 79.9%+11.0pp |
| Annual return | 17.90% | 74.86%-57.0pp | 66.36%-48.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $3,111 | $4,652-33.1% | $4,175-25.5% | $4,194-25.8% |
| Participant deferral / active EE | $9,202 | $6,159+49.4% | $5,451+68.8% | $6,396+43.9% |
| Admin fee / account holder | $4,849 | $16,880-71.3% | $14,497-66.6% | $12,562-61.4% |