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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,308 | $198,457-78.2% | $170,435-74.6% | $147,586-70.7% |
| Participation rate | 90.9% | 88.0%+2.9pp | 83.6%+7.3pp | 82.8%+8.1pp |
| Annual return | 53.15% | 257.30%-204.2pp | 205.94%-152.8pp | 578.59%-525.4pp |
| Employer contribution / active EE | $1,842 | $6,183-70.2% | $5,432-66.1% | $4,876-62.2% |
| Participant deferral / active EE | $5,639 | $5,629+0.2% | $4,939+14.2% | $5,439+3.7% |
| Admin fee / account holder | $575 | $16,852-96.6% | $13,881-95.9% | $10,886-94.7% |