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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,640 | $167,362-56.6% | $143,799-49.5% | $134,532-46.0% |
| Participation rate | 90.0% | 84.8%+5.2pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | -22.21% | 0.47%-22.7pp | -0.04%-22.2pp | 418.27%-440.5pp |
| Employer contribution / active EE | $3,141 | $5,620-44.1% | $4,952-36.6% | $4,741-33.8% |
| Participant deferral / active EE | $7,791 | $6,447+20.8% | $5,638+38.2% | $6,401+21.7% |
| Admin fee / account holder | $945 | $18,094-94.8% | $14,677-93.6% | $11,429-91.7% |