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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,399 | $61,755-83.2% | $97,161-89.3% | $80,911-87.1% |
| Participation rate | 66.7% | 63.5%+3.2pp | 72.7%-6.0pp | 67.6%-1.0pp |
| Annual return | 14.92% | -557.90%+572.8pp | 75.36%-60.4pp | 35.63%-20.7pp |
| Employer contribution / active EE | $468 | $1,835-74.5% | $2,723-82.8% | $2,756-83.0% |
| Participant deferral / active EE | $1,200 | $3,026-60.4% | $4,265-71.9% | $4,297-72.1% |
| Admin fee / account holder | $379 | $5,166-92.7% | $5,647-93.3% | $6,935-94.5% |