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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,415 | $113,338-95.2% | $94,993-94.3% | $147,586-96.3% |
| Participation rate | 70.8% | 78.0%-7.1pp | 73.9%-3.1pp | 82.8%-12.0pp |
| Annual return | 29.76% | 20.80%+9.0pp | 27.14%+2.6pp | 578.59%-548.8pp |
| Employer contribution / active EE | $169 | $3,160-94.6% | $2,603-93.5% | $4,876-96.5% |
| Participant deferral / active EE | $792 | $3,777-79.0% | $3,317-76.1% | $5,439-85.4% |
| Admin fee / account holder | $493 | $6,063-91.9% | $4,960-90.1% | $10,886-95.5% |