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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,655 | $138,102-41.6% | $125,381-35.7% | $134,532-40.0% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -9.91% | 750.73%-760.6pp | 572.31%-582.2pp | 418.27%-428.2pp |
| Employer contribution / active EE | $3,351 | $5,245-36.1% | $4,815-30.4% | $4,741-29.3% |
| Participant deferral / active EE | $9,162 | $7,801+17.5% | $7,448+23.0% | $6,401+43.1% |
| Admin fee / account holder | $1,291 | $11,568-88.8% | $10,007-87.1% | $11,429-88.7% |