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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,773 | $157,296-61.4% | $141,191-57.0% | $152,897-60.3% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 77.75% | 64.34%+13.4pp | 71.41%+6.3pp | 345.43%-267.7pp |
| Employer contribution / active EE | $3,648 | $5,262-30.7% | $4,736-23.0% | $4,764-23.4% |
| Participant deferral / active EE | $8,806 | $7,111+23.8% | $6,710+31.2% | $5,851+50.5% |
| Admin fee / account holder | $3,303 | $12,125-72.8% | $10,264-67.8% | $11,599-71.5% |