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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,629 | $165,399-53.1% | $149,745-48.2% | $158,982-51.2% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 36.42% | 348.34%-311.9pp | 276.72%-240.3pp | 302.99%-266.6pp |
| Employer contribution / active EE | $2,914 | $5,105-42.9% | $4,646-37.3% | $4,763-38.8% |
| Participant deferral / active EE | $7,884 | $7,183+9.8% | $6,843+15.2% | $5,983+31.8% |
| Admin fee / account holder | $7,385 | $10,811-31.7% | $9,312-20.7% | $11,252-34.4% |