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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,403 | $29,716-38.1% | $56,077-67.2% | $80,925-77.3% |
| Participation rate | 12.9% | 41.7%-28.8pp | 52.5%-39.6pp | 67.7%-54.8pp |
| Annual return | 12.32% | 35.30%-23.0pp | 1709.28%-1697.0pp | 35.65%-23.3pp |
| Employer contribution / active EE | $166 | $671-75.3% | $1,040-84.0% | $2,756-94.0% |
| Participant deferral / active EE | $464 | $1,228-62.2% | $1,954-76.3% | $4,299-89.2% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |