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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,702 | $29,319-12.3% | $52,425-51.0% | $82,448-68.8% |
| Participation rate | 14.3% | 46.9%-32.6pp | 55.6%-41.3pp | 68.1%-53.8pp |
| Annual return | 16.03% | 535.20%-519.2pp | 302.12%-286.1pp | 41.64%-25.6pp |
| Employer contribution / active EE | $154 | $586-73.7% | $914-83.1% | $2,551-94.0% |
| Participant deferral / active EE | $467 | $1,171-60.1% | $1,790-73.9% | $4,139-88.7% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |