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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,403 | $29,733-38.1% | $56,025-67.2% | $80,959-77.3% |
| Participation rate | 12.9% | 41.7%-28.8pp | 52.5%-39.6pp | 67.7%-54.8pp |
| Annual return | 12.32% | 35.28%-23.0pp | 1712.69%-1700.4pp | 35.67%-23.3pp |
| Employer contribution / active EE | $166 | $672-75.3% | $1,042-84.1% | $2,757-94.0% |
| Participant deferral / active EE | $464 | $1,229-62.3% | $1,955-76.3% | $4,300-89.2% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |