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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,248 | $114,119-69.1% | $107,187-67.1% | $138,895-74.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 89.97% | 273.21%-183.2pp | 204.55%-114.6pp | 145.39%-55.4pp |
| Employer contribution / active EE | $3,529 | $4,059-13.1% | $3,782-6.7% | $4,194-15.9% |
| Participant deferral / active EE | $5,338 | $5,538-3.6% | $5,096+4.8% | $6,396-16.5% |
| Admin fee / account holder | $2,649 | $10,024-73.6% | $9,162-71.1% | $12,562-78.9% |