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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,825 | $106,247-87.0% | $96,515-85.7% | $139,466-90.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 29.38% | 38.47%-9.1pp | 35.73%-6.3pp | 373.66%-344.3pp |
| Employer contribution / active EE | $2,803 | $4,106-31.7% | $3,740-25.0% | $4,754-41.0% |
| Participant deferral / active EE | $5,409 | $5,456-0.9% | $4,880+10.8% | $6,712-19.4% |
| Admin fee / account holder | $747 | $7,885-90.5% | $6,735-88.9% | $11,409-93.5% |