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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,405 | $77,523+57.9% | $100,383+21.9% | $80,874+51.4% |
| Participation rate | 95.9% | 77.0%+19.0pp | 81.5%+14.4pp | 67.6%+28.3pp |
| Annual return | 11.03% | 37.21%-26.2pp | 49.26%-38.2pp | 35.62%-24.6pp |
| Employer contribution / active EE | $12,279 | $2,801+338.3% | $3,944+211.4% | $2,756+345.6% |
| Participant deferral / active EE | $9,204 | $6,822+34.9% | $8,086+13.8% | $4,297+114.2% |
| Admin fee / account holder | $3,184 | $5,899-46.0% | $7,900-59.7% | $6,935-54.1% |