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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,405 | $77,472+58.0% | $100,415+21.9% | $80,959+51.2% |
| Participation rate | 95.9% | 76.9%+19.0pp | 81.5%+14.4pp | 67.7%+28.3pp |
| Annual return | 11.03% | 37.26%-26.2pp | 49.47%-38.4pp | 35.67%-24.6pp |
| Employer contribution / active EE | $12,279 | $2,800+338.5% | $3,943+211.4% | $2,757+345.3% |
| Participant deferral / active EE | $9,204 | $6,818+35.0% | $8,091+13.8% | $4,300+114.0% |
| Admin fee / account holder | $3,184 | $5,885-45.9% | $7,906-59.7% | $6,925-54.0% |