Filings through Oct 24, 2026.

Significance, Inc. 401(k) Plan

Name: SIGNIFICANCE, INC. - SIGNIFICANCE, INC. 401(K) PLAN (2025) Form 5500
Creator: SIGNIFICANCE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIGNIFICANCE, INC. 401(K) PLAN, SIGNIFICANCE, INC.

Significance, Inc.EIN 47-2454872Plan #001PY 2025

1835 FOREST DRIVE, SUITE E - ANNAPOLIS, MD 21401301-706-5050significanceinc.comLinkedIn51-200 employeesmanagement consulting

How to read this page

Prospect flags

2 of 18 flags tripped on the 2025 filing.

How flags work

Opportunity
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Lines 6a and 6g
Opportunity
Possible retail share class: $7.5M
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
Schedule H, line 4i

Total assets (EOY)

$10.5M

+32.1% from 2024

Total participants

213

+13.9% from 2024

Average account balance

$65,347

+13.1% from 2024

Annual return

18.28%

-8.28 pp from 2024

Benchmarks

This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.

Peer benchmarks

We rank each metric against plans of the same size, type and industry.

Schedule H, Parts I and II See about 6,114 peers

Industry: 54 - Professional, Scientific, and Technical Services
Plan type: Defined contribution
Participants: 100-249
Cohort: 6,114 peers
Snapshot: 2025

MetricThis planAmong peersPercentile

Annual return

Percentile

Average balance

Percentile

Participation rate

Percentile

Employer contribution per participant

Percentile

Employee contribution per participant

Percentile

Administrative expense per participant

Percentile

Middle 50% of peersPeer medianThis plan

Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.

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Percentile for each metric
Middle 50% of peers
Peer median
This plan's value next to its peers

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Plan history

Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.

2025 filing

Total assets (EOY): $10,455,563
Participants: 213
Contributions: $2,249,942
Annual return: 18.28%

2024 filing

Total assets (EOY): Dollar amount available on Pro
Participants: Count available on Pro
Contributions: Dollar amount available on Pro
Annual return: Percentage available on Pro

2023 filing

Total assets (EOY): Dollar amount available on Pro
Participants: Count available on Pro
Contributions: Dollar amount available on Pro
Annual return: Percentage available on Pro

Older filings: assets, participants, contributions and return for each year are on Pro.

9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.

Pro unlocks:

Assets, participants and contributions by year
Annual return by year
Year-over-year charts

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Expense breakdown

$32K in admin expenses, $152 per participant (all participants, line 6f).

Schedule H, line 2i

Investment mgmt$27K (83%)
Other / not subdivided$6K (17%)

Admin expense ratio

0.309%

Admin expenses as % of EOY assets; fund fees not included

Categories reported

1 / 9

subdivided buckets used

Investments

This section lists the funds on the plan's investment schedule and what changed since the prior filing.

Fund lineup

12 funds of $250K or more; 18 lines in all, holding $10.3M of the plan's $10.5M. Recordkeeper: not identified.

2025 filing, Schedule H, line 4i

In collective trusts75%median 0% for plans of $5M to $50M (40,449 plans)

In index funds15%median 22% for plans of $5M to $50M (40,449 plans)

In the main target-date series75%median 39% for plans of $5M to $50M (40,449 plans)

Employer stockNo

Target-date series: T. Rowe Price Retirement, collective trust, 75% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
T. Rowe Price Retirement T. Rowe Price · Collective trust Target-date, 13 vintages	T. Rowe Price	Collective trust	$7.7M	75.5%
Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$1.0M	9.8%
JPMorgan Large Cap Growth Fund Class R6 JPMorgan · Mutual fund	JPMorgan	Mutual fund	$331K	3.2%
Vanguard Small-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$223K	2.2%
John Hancock Disciplined Value Mid Cap Fund Class R6 John Hancock (Manulife) · Mutual fund	John Hancock (Manulife)	Mutual fund	$178K	1.7%
Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index	Fidelity (FMR)	Mutual fund	$146K	1.4%
Vanguard Mid-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$131K	1.3%
JPMorgan Equity Income Fund Class R6 JPMorgan · Mutual fund	JPMorgan	Mutual fund	$99K	1.0%
International Small Company Portfolio - Institutional Class Dimensional · Mutual fund	Dimensional	Mutual fund	$98K	1.0%
T. Rowe Price Government Money Fund, Inc. T. Rowe Price Government Money Fund- I Class T. Rowe Price · Mutual fund	T. Rowe Price	Mutual fund	$77K	0.7%

Fund	Manager	Vehicle	Dollars	% of funds
Name available on Pro	Name available on Pro	Available on Pro	Dollar amount available on Pro	Percentage available on Pro
Name available on Pro	Name available on Pro	Available on Pro	Dollar amount available on Pro	Percentage available on Pro
Name available on Pro	Name available on Pro	Available on Pro	Dollar amount available on Pro	Percentage available on Pro

8 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.

8 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.

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Every fund in the lineup
Manager, vehicle and dollars per fund
Share of plan assets
Every change since the prior filing

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Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.

Providers

This section shows who is paid to serve the plan, who audits it and who signs the filing.

Service providers

Top 1 by compensation.

Schedule C

Provider	Service type	Compensation
THE PROSPERITY CONSULTING GROUP, LL1 year Filed as: PROSPERITY Service code 26 · EIN 52-2222924 Advisory (Participants)	Advisory (Participants)	$26,795

Audit opinion

Schedule H, Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor: UHY LLP
Auditor EIN: 20-0694403
Audit fees: Not reported separately
Opinion code: Unqualified

Plan design

Plan features from the filing, actuarial disclosures and related pages.

Plan features

7 feature codes on the 2025 filing.

Line 8a

Plan feature codes2E2F2G2J2K2T3D

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Look up a plan sponsor by EIN. The free Form 5500 search needs no account.

Fund

Dollars

% of funds%

T. Rowe Price Retirement

T. Rowe Price · Collective trust

Target-date, 13 vintages

$7.7M

75.5%

Vanguard 500 Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$1.0M

9.8%

JPMorgan Large Cap Growth Fund Class R6

JPMorgan · Mutual fund

$331K

3.2%

Vanguard Small-Cap Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$223K

2.2%

John Hancock Disciplined Value Mid Cap Fund Class R6

John Hancock (Manulife) · Mutual fund

$178K

1.7%

Fidelity International Index Fund

Fidelity (FMR) · Mutual fund

Index

$146K

1.4%

Vanguard Mid-Cap Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$131K

1.3%

JPMorgan Equity Income Fund Class R6

JPMorgan · Mutual fund

$99K

1.0%

International Small Company Portfolio - Institutional Class

Dimensional · Mutual fund

$98K

1.0%

T. Rowe Price Government Money Fund, Inc. T. Rowe Price Government Money Fund- I Class

T. Rowe Price · Mutual fund

$77K

0.7%

Provider

Compensation

THE PROSPERITY CONSULTING GROUP, LL1 year

Filed as: PROSPERITY

Service code 26 · EIN 52-2222924

Advisory (Participants)

$26,795

Significance, Inc. 401(k) Plan

Prospect flags

Benchmarks

Peer benchmarks

Plan history

Expense breakdown

Investments

Fund lineup

Providers

Service providers

Audit opinion

Plan design

Plan features

Significance, Inc. 401(k) Plan

Prospect flags

Benchmarks

Peer benchmarks

Plan history

Expense breakdown

Investments

Fund lineup

Providers

Service providers

Audit opinion

People on file

5500 filings

Plan design

Plan features

People on file

5500 filings

Significance, Inc. 401(k) Plan

Prospect flagsi

Summary metrics

Benchmarks

Peer benchmarksi

Plan history

Expense breakdowni

Investments

Fund lineupi

Providers

Service providersi

Audit opinioni

Plan design

Plan features

Significance, Inc. 401(k) Plan

Prospect flagsi

Summary metrics

Benchmarks

Peer benchmarksi

Plan history

Expense breakdowni

Investments

Fund lineupi

Providers

Service providersi

Audit opinioni

People on file

5500 filings

Plan design

Plan features

People on file

5500 filings

Prospect flags

Peer benchmarks

Expense breakdown

Fund lineup

Service providers

Audit opinion

Prospect flags

Peer benchmarks

Expense breakdown

Fund lineup

Service providers

Audit opinion