Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,201 | $50,860-44.6% | $155,574-81.9% | $77,714-63.7% |
| Participation rate | 31.6% | 63.1%-31.5pp | 78.2%-46.6pp | 70.6%-39.0pp |
| Annual return | 25.99% | 34.86%-8.9pp | 64.87%-38.9pp | 31.26%-5.3pp |
| Employer contribution / active EE | $914 | $1,991-54.1% | $4,676-80.5% | $2,727-66.5% |
| Participant deferral / active EE | $1,806 | $2,825-36.0% | $5,629-67.9% | $4,649-61.1% |
| Admin fee / account holder | $2,623 | $436+501.0% | $15,914-83.5% | $433+505.4% |