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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,278 | $126,661-59.5% | $113,397-54.8% | $138,895-63.1% |
| Participation rate | 72.2% | 79.4%-7.2pp | 76.5%-4.3pp | 79.9%-7.7pp |
| Annual return | 16.22% | 25.05%-8.8pp | 23.20%-7.0pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,806 | $3,456-47.8% | $2,977-39.4% | $4,194-57.0% |
| Participant deferral / active EE | $3,463 | $5,693-39.2% | $5,076-31.8% | $6,396-45.9% |
| Admin fee / account holder | $491 | $14,549-96.6% | $11,957-95.9% | $12,562-96.1% |