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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,503 | $92,219-74.5% | $76,767-69.4% | $135,380-82.6% |
| Participation rate | 71.4% | 79.8%-8.3pp | 77.0%-5.5pp | 82.6%-11.2pp |
| Annual return | -11.99% | 5.46%-17.5pp | 2.43%-14.4pp | 519.81%-531.8pp |
| Employer contribution / active EE | $2,882 | $3,216-10.4% | $2,485+16.0% | $4,779-39.7% |
| Participant deferral / active EE | $3,149 | $4,508-30.2% | $3,852-18.3% | $5,609-43.9% |
| Admin fee / account holder | $373 | $10,749-96.5% | $6,675-94.4% | $10,828-96.6% |