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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,878 | $77,460-42.1% | $100,378-55.3% | $80,925-44.5% |
| Participation rate | 77.4% | 76.9%+0.5pp | 81.5%-4.1pp | 67.7%+9.8pp |
| Annual return | 14.35% | 37.24%-22.9pp | 49.41%-35.1pp | 35.65%-21.3pp |
| Employer contribution / active EE | $6,539 | $2,801+133.5% | $3,942+65.9% | $2,756+137.3% |
| Participant deferral / active EE | $13,430 | $6,818+97.0% | $8,087+66.1% | $4,299+212.4% |
| Admin fee / account holder | $11,544 | $5,887+96.1% | $7,899+46.1% | $6,940+66.3% |