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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,878 | $77,523-42.1% | $100,383-55.3% | $80,874-44.5% |
| Participation rate | 77.4% | 77.0%+0.5pp | 81.5%-4.1pp | 67.6%+9.8pp |
| Annual return | 14.35% | 37.21%-22.9pp | 49.26%-34.9pp | 35.62%-21.3pp |
| Employer contribution / active EE | $6,539 | $2,801+133.4% | $3,944+65.8% | $2,756+137.3% |
| Participant deferral / active EE | $13,430 | $6,822+96.9% | $8,086+66.1% | $4,297+212.6% |
| Admin fee / account holder | $11,544 | $5,899+95.7% | $7,900+46.1% | $6,935+66.4% |