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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,797 | $88,996-83.4% | $78,004-81.0% | $138,895-89.3% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.4%-19.4pp | 79.9%-29.9pp |
| Annual return | 15.69% | 28.03%-12.3pp | 31.07%-15.4pp | 145.39%-129.7pp |
| Employer contribution / active EE | $1,257 | $2,917-56.9% | $2,469-49.1% | $4,194-70.0% |
| Participant deferral / active EE | $1,258 | $4,724-73.4% | $4,092-69.3% | $6,396-80.3% |
| Admin fee / account holder | $3,441 | $8,807-60.9% | $7,578-54.6% | $12,562-72.6% |