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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,863 | $90,489-85.8% | $76,051-83.1% | $145,978-91.2% |
| Participation rate | 57.1% | 74.5%-17.3pp | 69.1%-11.9pp | 80.3%-23.1pp |
| Annual return | 19.35% | 622.78%-603.4pp | 360.42%-341.1pp | 550.52%-531.2pp |
| Employer contribution / active EE | $1,825 | $3,319-45.0% | $2,690-32.2% | $4,662-60.9% |
| Participant deferral / active EE | $1,801 | $5,164-65.1% | $4,257-57.7% | $6,690-73.1% |
| Admin fee / account holder | $1,220 | $8,374-85.4% | $6,416-81.0% | $13,400-90.9% |