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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,489 | $60,442+137.4% | $96,754+48.3% | $87,485+64.0% |
| Participation rate | 50.0% | 58.7%-8.7pp | 70.3%-20.3pp | 68.9%-18.9pp |
| Annual return | 25.11% | 21.97%+3.1pp | 82.04%-56.9pp | 26.06%-1.0pp |
| Employer contribution / active EE | $1,340 | $1,691-20.7% | $2,679-50.0% | $2,596-48.4% |
| Participant deferral / active EE | $2,780 | $3,280-15.2% | $4,758-41.6% | $4,274-34.9% |
| Admin fee / account holder | $4,907 | $5,069-3.2% | $8,905-44.9% | $7,775-36.9% |