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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: PENSION CONSULTANTS Service code 99 300 S CAMPBELL AVE · SPRINGFIELD, MO 65806 | Other Fees | $58,125 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $12,721 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,518 | $61,338+21.5% | $149,717-50.2% | $71,495+4.2% |
| Participation rate | 80.6% | 62.5%+18.1pp | 78.8%+1.9pp | 67.9%+12.7pp |
| Annual return | 17.39% | 35.86%-18.5pp | 134.41%-117.0pp | 28.85%-11.5pp |
| Employer contribution / active EE | $1,797 | $2,381-24.5% | $4,820-62.7% | $2,589-30.6% |
| Participant deferral / active EE | $4,353 | $2,919+49.1% | $5,682-23.4% | $4,291+1.5% |
| Admin fee / account holder | $529 | $1,263-58.1% | $13,213-96.0% | $1,588-66.7% |