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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $897,118 | $146,267+513.3% | $197,124+355.1% | $82,448+988.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 12.93% | 29.61%-16.7pp | 44.34%-31.4pp | 41.64%-28.7pp |
| Employer contribution / active EE | $33,221 | $4,723+603.3% | $6,227+433.5% | $2,551+1202.3% |
| Participant deferral / active EE | $22,203 | $7,035+215.6% | $9,135+143.1% | $4,139+436.4% |
| Admin fee / account holder | $29,560 | $14,422+105.0% | $16,298+81.4% | $7,234+308.6% |