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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,088 | $138,312-84.0% | $122,979-82.0% | $155,188-85.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 20.02% | 22.06%-2.0pp | 20.12%-0.1pp | 148.84%-128.8pp |
| Employer contribution / active EE | $4,206 | $3,530+19.1% | $3,062+37.3% | $4,248-1.0% |
| Participant deferral / active EE | $11,588 | $5,592+107.2% | $5,003+131.6% | $6,531+77.4% |
| Admin fee / account holder | $5,677 | $15,089-62.4% | $12,864-55.9% | $14,480-60.8% |