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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,347 | $92,684-75.9% | $82,706-73.0% | $134,509-83.4% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -26.21% | 945.84%-972.1pp | 701.76%-728.0pp | 418.13%-444.3pp |
| Employer contribution / active EE | $1,914 | $3,272-41.5% | $3,007-36.4% | $4,741-59.6% |
| Participant deferral / active EE | $2,518 | $4,800-47.5% | $4,394-42.7% | $6,400-60.7% |
| Admin fee / account holder | $3,108 | $5,982-48.0% | $5,329-41.7% | $11,427-72.8% |