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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,641 | $103,000-88.7% | $90,300-87.1% | $152,885-92.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 26.28% | 95.19%-68.9pp | 78.11%-51.8pp | 345.39%-319.1pp |
| Employer contribution / active EE | $1,593 | $3,138-49.2% | $2,854-44.2% | $4,763-66.6% |
| Participant deferral / active EE | $2,518 | $4,281-41.2% | $3,884-35.2% | $5,851-57.0% |
| Admin fee / account holder | $335 | $6,173-94.6% | $5,353-93.7% | $11,598-97.1% |