Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,536 | $58,311-88.8% | $81,882-92.0% | $80,959-91.9% |
| Participation rate | 17.5% | 63.5%-46.0pp | 72.4%-54.9pp | 67.7%-50.2pp |
| Annual return | -0.63% | 41.85%-42.5pp | 779.47%-780.1pp | 35.67%-36.3pp |
| Employer contribution / active EE | $7 | $2,347-99.7% | $2,916-99.7% | $2,757-99.7% |
| Participant deferral / active EE | $741 | $3,287-77.4% | $4,323-82.9% | $4,300-82.8% |
| Admin fee / account holder | $2,071 | $4,752-56.4% | $7,360-71.9% | $6,925-70.1% |