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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $42,569 |
Service code 27 · EIN 59-3766965 | Advisory (Plan) | $24,292 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,818 | $73,034-45.5% | $76,872-48.2% | $80,157-50.3% |
| Participation rate | 33.5% | 78.1%-44.6pp | 69.6%-36.1pp | 72.9%-39.4pp |
| Annual return | 21.47% | 18.56%+2.9pp | 37.90%-16.4pp | 40.39%-18.9pp |
| Employer contribution / active EE | $872 | $2,779-68.6% | $2,533-65.6% | $2,977-70.7% |
| Participant deferral / active EE | $1,692 | $4,140-59.1% | $3,832-55.9% | $5,015-66.3% |
| Admin fee / account holder | $142 | $104+36.5% | $5,476-97.4% | $145-2.3% |