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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $34,722 |
Service code 27 · EIN 59-3766965 | Advisory (Plan) | $16,275 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,929 | $61,756-46.7% | $69,884-52.9% | $77,906-57.7% |
| Participation rate | 30.3% | 79.9%-49.6pp | 70.5%-40.2pp | 73.7%-43.4pp |
| Annual return | -15.95% | -11.86%-4.1pp | 190.81%-206.8pp | 12.16%-28.1pp |
| Employer contribution / active EE | $788 | $2,706-70.9% | $2,560-69.2% | $2,846-72.3% |
| Participant deferral / active EE | $1,583 | $3,977-60.2% | $3,848-58.9% | $4,805-67.0% |
| Admin fee / account holder | $111 | $101+9.6% | $6,266-98.2% | $133-16.2% |