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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,136 | $159,934-93.0% | $147,005-92.4% | $145,959-92.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.82% | 98.24%-87.4pp | 418.76%-407.9pp | 561.95%-551.1pp |
| Employer contribution / active EE | $1,489 | $5,287-71.8% | $4,934-69.8% | $4,661-68.1% |
| Participant deferral / active EE | $3,252 | $8,427-61.4% | $8,070-59.7% | $6,689-51.4% |
| Admin fee / account holder | $991 | $15,053-93.4% | $13,006-92.4% | $13,398-92.6% |