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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,798 | $88,585+340.0% | $69,884+457.8% | $134,532+189.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -19.54% | 442.80%-462.3pp | 190.81%-210.4pp | 418.27%-437.8pp |
| Employer contribution / active EE | $17,117 | $3,235+429.1% | $2,560+568.6% | $4,741+261.0% |
| Participant deferral / active EE | $14,642 | $4,770+207.0% | $3,848+280.5% | $6,401+128.7% |
| Admin fee / account holder | $3,657 | $10,441-65.0% | $6,266-41.6% | $11,429-68.0% |