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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,395 | $104,520+106.1% | $76,823+180.4% | $152,885+40.9% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 19.64% | 1014.03%-994.4pp | 1166.42%-1146.8pp | 345.39%-325.8pp |
| Employer contribution / active EE | $16,910 | $3,117+442.5% | $2,302+634.5% | $4,763+255.0% |
| Participant deferral / active EE | $11,673 | $4,236+175.6% | $3,336+250.0% | $5,851+99.5% |
| Admin fee / account holder | $3,169 | $12,283-74.2% | $6,422-50.7% | $11,598-72.7% |