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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,428 | $55,446-43.3% | $155,574-79.8% | $74,429-57.8% |
| Participation rate | 23.5% | 61.9%-38.4pp | 78.2%-54.7pp | 67.2%-43.8pp |
| Annual return | 13.19% | 269.20%-256.0pp | 64.87%-51.7pp | 1368.38%-1355.2pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,676-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,878 | $2,836-33.8% | $5,629-66.6% | $4,348-56.8% |
| Admin fee / account holder | $7,568 | $1,743+334.2% | $15,914-52.4% | $1,944+289.2% |