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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,843 | $61,356-53.0% | $149,696-80.7% | $71,511-59.7% |
| Participation rate | 28.1% | 62.5%-34.4pp | 78.8%-50.7pp | 67.9%-39.8pp |
| Annual return | 20.62% | 35.86%-15.2pp | 134.46%-113.8pp | 28.86%-8.2pp |
| Employer contribution / active EE | $0 | $2,382-100.0% | $4,821-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $2,302 | $2,920-21.2% | $5,682-59.5% | $4,291-46.4% |
| Admin fee / account holder | $750 | $1,263-40.6% | $13,212-94.3% | $1,588-52.8% |