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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,722 | $183,539-53.8% | $155,556-45.5% | $145,897-41.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.33% | 61.31%-45.0pp | 64.84%-48.5pp | 552.29%-536.0pp |
| Employer contribution / active EE | $1,390 | $5,315-73.9% | $4,675-70.3% | $4,663-70.2% |
| Participant deferral / active EE | $6,520 | $6,467+0.8% | $5,631+15.8% | $6,689-2.5% |
| Admin fee / account holder | $10,117 | $19,275-47.5% | $15,885-36.3% | $13,390-24.4% |