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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,722 | $183,592-53.9% | $155,567-45.5% | $145,959-42.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.33% | 61.24%-44.9pp | 64.74%-48.4pp | 561.95%-545.6pp |
| Employer contribution / active EE | $1,390 | $5,315-73.9% | $4,674-70.3% | $4,661-70.2% |
| Participant deferral / active EE | $6,520 | $6,464+0.9% | $5,628+15.9% | $6,689-2.5% |
| Admin fee / account holder | $10,117 | $19,318-47.6% | $15,916-36.4% | $13,398-24.5% |