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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,825 | $154,754-96.9% | $124,206-96.1% | $138,895-96.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 18.37% | 709.28%-690.9pp | 515.27%-496.9pp | 145.39%-127.0pp |
| Employer contribution / active EE | $1,108 | $4,446-75.1% | $3,540-68.7% | $4,194-73.6% |
| Participant deferral / active EE | $1,384 | $4,621-70.1% | $3,968-65.1% | $6,396-78.4% |
| Admin fee / account holder | $1,089 | $6,690-83.7% | $5,929-81.6% | $12,562-91.3% |