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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,825 | $167,030-97.1% | $135,768-96.4% | $155,188-96.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 18.37% | 678.39%-660.0pp | 526.10%-507.7pp | 148.84%-130.5pp |
| Employer contribution / active EE | $1,108 | $4,132-73.2% | $3,394-67.4% | $4,248-73.9% |
| Participant deferral / active EE | $1,384 | $4,528-69.4% | $3,977-65.2% | $6,531-78.8% |
| Admin fee / account holder | $1,089 | $8,172-86.7% | $7,048-84.6% | $14,480-92.5% |