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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,825 | $162,529-97.0% | $130,788-96.3% | $154,746-96.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 18.37% | 510.48%-492.1pp | 386.44%-368.1pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,108 | $4,447-75.1% | $3,558-68.9% | $4,379-74.7% |
| Participant deferral / active EE | $1,384 | $4,808-71.2% | $4,137-66.6% | $6,730-79.4% |
| Admin fee / account holder | $1,089 | $7,669-85.8% | $6,673-83.7% | $14,365-92.4% |