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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,209 | $110,337-16.4% | $102,383-9.9% | $145,877-36.8% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 9.14% | 24.83%-15.7pp | 24.94%-15.8pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,542 | $4,216-63.4% | $3,870-60.2% | $4,663-66.9% |
| Participant deferral / active EE | $6,492 | $5,621+15.5% | $5,060+28.3% | $6,691-3.0% |
| Admin fee / account holder | $449 | $9,750-95.4% | $8,391-94.7% | $13,402-96.7% |