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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,128 | $106,247-27.4% | $96,515-20.1% | $139,466-44.7% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 14.03% | 38.47%-24.4pp | 35.73%-21.7pp | 373.66%-359.6pp |
| Employer contribution / active EE | $1,513 | $4,106-63.2% | $3,740-59.5% | $4,754-68.2% |
| Participant deferral / active EE | $6,338 | $5,456+16.2% | $4,880+29.9% | $6,712-5.6% |
| Admin fee / account holder | $372 | $7,885-95.3% | $6,735-94.5% | $11,409-96.7% |