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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,812 | $209,874-10.5% | $189,537-0.9% | $167,536+12.1% |
| Participation rate | 80.0% | 88.7%-8.7pp | 87.8%-7.8pp | 82.1%-2.1pp |
| Annual return | 18.29% | 748.61%-730.3pp | 555.34%-537.0pp | 478.82%-460.5pp |
| Employer contribution / active EE | $27,941 | $6,913+304.2% | $6,161+353.5% | $4,839+477.4% |
| Participant deferral / active EE | $17,384 | $8,934+94.6% | $8,220+111.5% | $6,342+174.1% |
| Admin fee / account holder | $34,763 | $14,299+143.1% | $12,048+188.5% | $12,315+182.3% |