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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,482 | $184,000-46.5% | $162,185-39.3% | $152,909-35.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 24.31% | 150.80%-126.5pp | 115.61%-91.3pp | 345.46%-321.2pp |
| Employer contribution / active EE | $25,296 | $6,370+297.1% | $5,613+350.6% | $4,764+431.0% |
| Participant deferral / active EE | $15,791 | $8,033+96.6% | $7,297+116.4% | $5,851+169.9% |
| Admin fee / account holder | $3,225 | $13,124-75.4% | $10,844-70.3% | $11,601-72.2% |