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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,838 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,984 | $86,897-2.2% | $151,639-44.0% | $64,819+31.1% |
| Participation rate | 93.8% | 87.3%+6.6pp | 87.5%+6.4pp | 71.5%+22.4pp |
| Annual return | -14.92% | -3.57%-11.4pp | 3.34%-18.3pp | 32.84%-47.8pp |
| Employer contribution / active EE | $661 | $4,010-83.5% | $6,165-89.3% | $2,507-73.6% |
| Participant deferral / active EE | $13,276 | $6,690+98.4% | $8,363+58.7% | $4,311+208.0% |
| Admin fee / account holder | $5 | $153-97.0% | $11,613-100.0% | $188-97.6% |