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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,621 | $71,802+3.9% | $133,975-44.3% | $57,658+29.4% |
| Participation rate | 69.1% | 85.5%-16.4pp | 87.1%-18.0pp | 70.2%-1.1pp |
| Annual return | 15.14% | 13.51%+1.6pp | 29.29%-14.2pp | 5.13%+10.0pp |
| Employer contribution / active EE | $32 | $3,161-99.0% | $5,211-99.4% | $1,974-98.4% |
| Participant deferral / active EE | $8,516 | $4,606+84.9% | $6,282+35.6% | $3,061+178.2% |
| Admin fee / account holder | $17 | $88-80.2% | $9,324-99.8% | $95-81.6% |