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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,484 | $48,078-76.1% | $78,676-85.4% | $62,881-81.7% |
| Participation rate | 90.9% | 65.2%+25.7pp | 73.6%+17.3pp | 69.3%+21.6pp |
| Annual return | 37.02% | 31.36%+5.7pp | 62.19%-25.2pp | 20.14%+16.9pp |
| Employer contribution / active EE | $4,301 | $2,015+113.5% | $2,850+50.9% | $2,281+88.6% |
| Participant deferral / active EE | $3,980 | $2,587+53.8% | $3,517+13.2% | $3,203+24.2% |
| Admin fee / account holder | $3,907 | $3,206+21.9% | $4,510-13.4% | $4,296-9.1% |