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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,123 | $54,763-63.3% | $90,324-77.7% | $72,976-72.4% |
| Participation rate | 97.0% | 65.2%+31.8pp | 73.3%+23.7pp | 69.5%+27.5pp |
| Annual return | 15.25% | 30.63%-15.4pp | 78.15%-62.9pp | 81.02%-65.8pp |
| Employer contribution / active EE | $6,955 | $2,093+232.2% | $2,856+143.5% | $2,440+185.0% |
| Participant deferral / active EE | $4,761 | $2,887+64.9% | $3,885+22.5% | $3,608+32.0% |
| Admin fee / account holder | $15,853 | $3,973+299.0% | $5,356+196.0% | $5,124+209.4% |