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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,030 | $68,398+21.4% | $94,664-12.3% | $75,173+10.5% |
| Participation rate | 92.9% | 76.1%+16.8pp | 80.8%+12.0pp | 67.2%+25.7pp |
| Annual return | 19.64% | 616.72%-597.1pp | 156.84%-137.2pp | 160.72%-141.1pp |
| Employer contribution / active EE | $2,216 | $2,701-18.0% | $3,673-39.7% | $2,671-17.0% |
| Participant deferral / active EE | $4,993 | $6,537-23.6% | $7,417-32.7% | $4,126+21.0% |
| Admin fee / account holder | $14,952 | $5,324+180.8% | $7,222+107.0% | $5,651+164.6% |