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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,976 | $59,116+31.9% | $86,438-9.8% | $68,486+13.9% |
| Participation rate | 96.2% | 75.2%+20.9pp | 80.3%+15.8pp | 67.9%+28.3pp |
| Annual return | -23.97% | -0.23%-23.7pp | 4397.19%-4421.2pp | -7.85%-16.1pp |
| Employer contribution / active EE | $2,658 | $2,519+5.5% | $3,769-29.5% | $2,597+2.4% |
| Participant deferral / active EE | $4,707 | $5,902-20.2% | $6,952-32.3% | $4,028+16.9% |
| Admin fee / account holder | $3,036 | $5,639-46.2% | $6,733-54.9% | $5,404-43.8% |