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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,000 | $110,093+136.2% | $97,295+167.2% | $145,897+78.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 16.77% | 244.76%-228.0pp | 75.62%-58.8pp | 552.29%-535.5pp |
| Employer contribution / active EE | $4,727 | $3,077+53.6% | $2,723+73.6% | $4,663+1.4% |
| Participant deferral / active EE | $14,102 | $4,678+201.5% | $4,264+230.8% | $6,689+110.8% |
| Admin fee / account holder | $3,448 | $6,212-44.5% | $5,646-38.9% | $13,390-74.3% |