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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,563 | $111,535+23.3% | $105,223+30.7% | $137,256+0.2% |
| Participation rate | 77.3% | 78.1%-0.8pp | 75.0%+2.2pp | 80.0%-2.7pp |
| Annual return | 9.46% | 237.85%-228.4pp | 180.65%-171.2pp | 220.34%-210.9pp |
| Employer contribution / active EE | $2,740 | $3,939-30.5% | $3,689-25.7% | $4,156-34.1% |
| Participant deferral / active EE | $4,332 | $5,500-21.2% | $5,072-14.6% | $6,407-32.4% |
| Admin fee / account holder | $61,343 | $9,721+531.0% | $8,859+592.5% | $12,270+399.9% |