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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,463 | $37,436-37.3% | $77,513-69.7% | $79,858-70.6% |
| Participation rate | 8.6% | 41.5%-33.0pp | 54.2%-45.6pp | 69.6%-61.1pp |
| Annual return | 18.66% | 39.75%-21.1pp | 54.81%-36.1pp | 31.72%-13.1pp |
| Employer contribution / active EE | $139 | $637-78.2% | $987-85.9% | $2,471-94.4% |
| Participant deferral / active EE | $642 | $1,261-49.1% | $1,861-65.5% | $3,740-82.8% |
| Admin fee / account holder | $79 | $2,505-96.9% | $2,859-97.3% | $5,306-98.5% |