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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,044 | $32,117-71.8% | $71,086-87.3% | $64,173-85.9% |
| Participation rate | 15.9% | 42.7%-26.8pp | 54.7%-38.7pp | 69.6%-53.7pp |
| Annual return | -60.98% | -5.57%-55.4pp | 650.59%-711.6pp | 7.63%-68.6pp |
| Employer contribution / active EE | $675 | $712-5.3% | $1,088-38.0% | $2,381-71.7% |
| Participant deferral / active EE | $1,107 | $1,263-12.3% | $1,874-40.9% | $3,470-68.1% |
| Admin fee / account holder | $51 | $2,759-98.2% | $3,082-98.4% | $4,887-99.0% |